Things to Know About Workers’ Compensation
Have you been injured at work? Such instances will undoubtedly affect not only your health but also your finances. Of course, you will have to seek medical treatment so that the injuries won’t get worse, and this is considered as an unexpected expense. You won’t be able to go to work too while you are recovering, which means loss of wages.
So if you think about it, getting hurt or sick while on the job is truly devastating. The trauma due to the accident plus the loss of money is, for sure, too much to handle. That is why firms like SK Legal are offering their assistance. The lawyers will help ensure that you are compensated, depending on the injuries you have incurred.
In line with this, here are important things that you need to know about workers’ compensation:
A Report Is Needed
This might not be the first thing on your list after you got hurt at work, but you must keep in mind that reporting the incident on time is crucial. Depending on which state you work in, there is a certain window for reporting work-related injuries so that a claim can be filed. Most states require the injured to report within 30 days after the accident has occurred. You might not be compensated if you are unable to make the report within the specified period of time.
An Employee Filing a Workers’ Comp Claim Should Not Be Fired
Some individuals are afraid to file a workers’ comp claim because they think their employer will fire them if they do so. But to clarify this, anyone who has suffered work-related injuries should not be scared because there is a law that protects them.
An employer can never dismiss an employee just because they filed a claim. Your company should not cut your salary either. With that said, there is nothing that you should be afraid of if you are making a report. After all, you are the one who got injured, and you deserve compensation.
The Injured Cannot Sue Their Employers
As part of the workers’ compensation act, the injured cannot sue the employer, especially if the injury was unintentional or simply put, an accident. The employer has the responsibility to provide a so-called wage replacement, which means that the injured will still get paid while recovering.
The only time that an employee can file a lawsuit is if the injury was inflicted intentionally. That’s an entirely different story.